Michel Gougnard holds a Master’s degree in public law and is a graduate of the Institut de Contrôle de Gestion (ICG). He joined MAAF Assurances in 1976, where he held within the Covéa Group a number of positions of executive management responsibility and rolled out a number of innovative projects in the area of claims management.

He has served as chairman of Covéa Group insurance companies (Fidélia Assistance, DAS, APJ, FructiMAAF) as well as insurance industry bodies such as the GEMA Technical Committee, DARVA and the Mandatory Insurance Guarantee Fund (FGAO).

He was appointed General Manager of Covéa’s Compensation Assistance Service Department in 2006 on behalf of GMF, MAAF and MMA, and then from 2015 to 2018, Chief Human Resources and Internal Communications Officer, General Manager, at Covéa.

In June 2018, he became President of non-profit organisation Valeurs Mutualistes MAAF. He is also a director of the Group’s main companies.

In 2021, Michel Gougnard became Chairman of the Group’s Audit Committee. He was made Chairman of the Board of Directors of Covéa in July 2022 and Chairman of the Board of Directors of Covéa Coopérations in November 2022.